The City of Georgetown and Williamson County Emergency Services District No. 8 have earned an ISO Class 2/2Y rating effective November 1, 2020.
Residents living within the city limits of Georgetown and Williamson County Emergency Service District No. 8 (WCESD #8) may be eligible for a reduction in their homeowner insurance premiums as a result of its Insurance Services Office (ISO)’s Public Protection Classification (PPC) 2/2Y rating. Call your insurance agent to find out more. Should you have questions or need additional assistance, contact the Georgetown Fire Department at 512-930-3473 (FIRE) email@example.com
With a split Class 2/2Y, all class-rated properties located within 1000 feet of a fire hydrant or water supply suction point AND within 5 road miles of a fire station will use Class 2. All class-rated properties located farther than 1000 feet of a fire hydrant or water supply suction point AND within 5 road miles of a fire station will use Class 2Y.
All properties located farther than 5 road miles from a fire station will use Class 10.
ISO is the leading supplier of statistical, actuarial, and underwriting information for and about the property/casualty insurance industry. The ISO (PPC) ratings for a community provide the foundation on which most insurers build their coverage programs. The quality of the fire department, the water supply and hydrant locations, the communication systems, the building codes, and the building inspection programs determine a community’s rating. ISO ratings range from 1 to 10, with 1 being the most favorable. Property insurance companies use ISO ratings to set insurance premium rates: the lower the ISO rating, the lower the insurance premium.
The following document has additional information pertaining to City of Georgetown’s and WCESD #8 ISO rating.